Self Directed Retirement Plans

A 401(k) catch-up is an extra amount you can contribute to your 401(k) once you reach age 50. It sits on top of the regular contribution limit and is meant to help you save more as you get closer to retirement. In this blog, we are taking a closer look at how catch-up contributions work, who can use them, and how they can shape your retirement savings.

Most 401(k) investors spend their careers watching their balance rise and fall with the stock market, without ever realising that their retirement account can hold something far more tangible. RV parks are among the most overlooked commercial real estate opportunities available to self-directed investors today. With cap rates running 8–12% in 2026, cash-on-ca...

Imagine you buy a rental property for 600,000 dollars. The IRS lets you depreciate it over 27.5 years if it is residential, or 39 years if it is commercial. That usually gives you around 15,000 to a little over 20,000 dollars in deductions each year. Useful, but slow. Now imagine that, instead, you can legally pull a big part of those deductions into year one. That is what co...

Divorce changes more than your day-to-day life. It also affects finances, long-term savings, and retirement planning. One area many people overlook is the 401(k). What feels like a personal retirement account may become part of the divorce settlement depending on whe...

The short answer is yes, but how you access cryptocurrency through a 401(k) depends entirely on the type of account you have. Most standard employer-sponsored 401(k) plans still do not offer crypto as an investment option. However, a Self-Directed 401(k) can hold Bi...