Personal Finance Club

There’s been some really good journalism digging into these index rule changes on the eve of the SpaceX IPO. The most nefarious explanation looks bad. SpaceX gobbled up xAI and X, and the Frankenstein mega company is hemorrhaging money. The investors who poured billions into xAI and the Twitter acquisition want out, and see index funds as s...

This is one of those little things that no one ever TELLS you to do, but could save you THOUSANDS when it comes time to sell a home. My process is really easy. Whenever I have make a “capital improvement” to my home, I just add it to the spreadsheet and scan the receipt into Google Drive. It takes about a 1 minute.

Not EVERY piece of maintena...

The amount of interest you save when making a big mortgage payment is astounding. Of course, that money could go towards investments too, but I like to take a balanced approach. Mostly save/invest while also trying to chip away at the mortgage more quickly for the guaranteed interest savings.

As always, reminding you to build wealth by following the two PFC rule...

The work of a financial advisor can really be broken down under two main umbrellas:

1.) Financial planning
2.) Investment management

The planning is all of the hard work listed on the left hand side of the “What a great advisor can do” page. Investment management is actually pretty simple and takes very little time. A tra...