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Mezo: Everyday Bitcoin Finance

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Title: Mezo: Everyday finance using Bitcoin

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Dear Members of Long Standing,
You have been admitted to Mezo Academy. Welcome to the Class of 2026.

The Mezo Academy is a program that rewards MEZO holders for locking MEZO (veMEZO) and pairing their veMEZO with locked BTC (veBTC). This term runs 8 epochs.

If you created a MEZO lock after TGE, extended an existing MEZO lock, or used veMEZO to boost veBTC, your...


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The Bitcoin lending market has a pricing problem.

Borrowing against Bitcoin should be priced against Bitcoin. Instead, borrowers are paying 8–20% APR for BTC-backed loans while taking on custody risk, rehypothecation risk, variable-rate risk, and balance-sheet lender risk. These costs are not normal. They are artifacts of a credit model built around intermediaries.

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Mezo Earn has been live for a little over a month now. In that time, TVL has tripled to 384 BTC, and locked MEZO has grown from zero to 186M. The arrival of new BTC into ...


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