Locus

As we share this year’s Impact Report, we are approaching a milestone that invites both reflection and resolve: the 20-year anniversary of Locus. Twenty years ago, we began as Virginia Community Capital with a simple but ambitious promise to be a new kind of financial partner, created to expand opportunity in communities too often overlooked across Virginia. By the end of 200...

At Locus, we believe strong food systems are essential to healthy communities and resilient local economies. Supporting regional food and farm businesses is a core focus of our work because it generates wealth for business owners and farmers, increases access to nutritious food, and keeps capital circulating locally. Despite two decades of federal, state, and private grantmak...

Since launching our place-based work at the end of 2024, Locus has shown up across the region and engaged a diverse set of stakeholders. After more than 120 individual meetings and 80 cross-sector convenings, a focus has emerged: strengthening regional housing collaboration. Through our ongoing conversations with Economic Development Authorities, municipal leaders, developers...

As Locus looks to our next chapter, we remain guided by the belief that communities thrive when capital can move boldly, efficiently, and where it is most needed. Our work in credit enhancement emerged from that belief and from the recognition that many mission‑driven lenders and investors needed new tools to expand their impact while managing risk. Credit enhancement funds o...

After more than a decade, Locus has reintroduced the New Markets Tax Credit (NMTC) Program into our capital strategy, bringing back a powerful tool to advance community development. In fall 2024, Locus Impact Fund received its first NMTC allocation since 2011 and began deploying that capital in 2025. A second allocation followed at the end of 2025, reinforcing NMTC as a susta...