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The challenge most MGAs face is not a shortage of underwriting talent. It is a shortage of underwriting time. The people with the expertise to assess risk, price accurately, and manage broker relationships spend the majority of their working day on tasks that do not require those skills.

Data entry. Template completio...


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What is an underwriting guide reader?

An underwriting guide reader is a tool that lets an underwriter ask a question about their underwriting guide and receive a precise answer referenced to the exact section it came from.

That description is deliberately simp...


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Insly’s cinema and film-themed stand drew the crowds AI continued to dominate, as implementation replaces experimentation Handling broker submissions remains a key tech challenge

Visitors to Insly’s BIBA 2026 stand would be forgiven for thinking they had walked into the wrong building. 

Met with popcorn stands and spotlights, it loo...


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Straight-through processing (STP) refers to the end-to-end handling of an insurance submission without manual intervention at any stage. A submission comes in, is assessed, processed, and recorded in the system entirely through automated steps, with no underwriter touching it along the way.

It is an ambitious standard, and not every submission is a candidate for it. Bu...


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