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Funding backs a Scottish programme turning strengths into real‑world impact

The Financial Regulation Innovation Lab (FRIL), the UK’s centre of excellence for innovation in technology to efficiently meet financial regulation requirements, has secured £3.18 million from Scottish Enterprise to deliver three years of the award-winning programme. The f...


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Smart Data Foundry launches new Benefits Reliance Indicator using transactional data from 5 million bank accounts

Smart Data Foundry has launched a new data indicator designed to help policymakers, local authorities and researchers better understand where people may be coming under increasing financial pressure.

The new Benefits Reliance Indicator, available thro...


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By Shiyu Chen, behavioural scientist and founder at BehaviourAI Lab

Consumer Duty has reshaped the way financial services firms need to think about customer journey. The FCA’s shift from tick-box compliance to outcome-based evidence doesn’t come with sirens or warning, but it does change the ground we’re standing on.

What used to be a design preference ...


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Morgan Stanley today confirmed the appointment of Angela McCann as Head of Glasgow

In her new role, Angela will be responsible for overseeing Morgan Stanley’s Glasgow office, which supports a wide range of business functions and plays a key role in Morgan Stanley’s global operations. Having joined Morgan Stanley in 2006, she brings over two decades of experience across a b...


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By Nagu Gopalakrishnan, Co-founder, Vidai

Governance cannot live at the application layer for regulated platforms. I learnt that running regulatory engineering for the Ads Creative Infrastructure programmes at Amazon, taking us through EU Digital Markets Act and Digital Services Act compliance, MiFID II‑grade regulation for large platforms, with p...


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