FinTech Magazine - Articles and expert perspectives on FinTech

Crypto regulation is moving from enforcement theatre to infrastructure design — but the legal foundation is still unfinished. As the Clarity Act window narrows before U.S. midterms, builders face a practical choice: wait for Washington, or architect systems that can survive shifting rules, local compliance demands, and future political reversals.

The payment rails connecting traditional finance to on-chain assets are already operational. Arthur Firstov argues that builders are waiting for one thing: a statute that tells them what they can carry.

Regulatory clarity finally arrived for stablecoins. But the EU and US solved the problem in fundamentally different ways. As MiCA and the GENIUS Act diverge on licensing, custody, and compliance architecture, institutions are discovering that “compliant” in one market doesn’t translate cleanly into the other. The new competitive edge may belong to firms and jurisdictions buil...

Crypto brokers, leveraged trading platforms, and prediction markets are coming under growing scrutiny as courts begin treating addictive digital products more aggressively following recent rulings against Meta and Alphabet. Critics say many trading apps deliberately use gambling-like mechanics — leverage, gamification, and FOMO — while the vast majority of retail traders ulti...